http://loansforcaliforniahomes.com/blogger Hard Money Made Easy. For investors, borrowers & brokers. Fri, 27 Apr 2012 01:07:27 +0000 en hourly 1 http://wordpress.org/?v=3.3.2 http://loansforcaliforniahomes.com/blogger/2012/04/26/using-ira-funds-to-invest-in-hard-money-loans/ http://loansforcaliforniahomes.com/blogger/2012/04/26/using-ira-funds-to-invest-in-hard-money-loans/#comments Fri, 27 Apr 2012 01:07:27 +0000 Chris http://loansforcaliforniahomes.com/blogger/?p=52 #leftcontainerBox { border:1px solid #808080;float:left; position: fixed; top:40%; left:60px; z-index:1; background-color:#F0F4F9} #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; width:55px; height:60px; padding-bottom:2px; } #bottomcontainerBox { border:1px solid #808080;float:left; height:30px; width:100%; background-color:#F0F4F9} #bottomcontainerBox .buttons { float:left; height:30px; width:85px; margin:4px 4px 4px 4px; } Many of the loans that we put together are funded by individuals using IRA funds. Investing in hard money loans offers better returns than many other investments, and is also one way you can diversify your holdings. Current hard money conditions present a unique opportunity to those investing in deeds of trust. The recent downturn [...]]]> http://loansforcaliforniahomes.com/blogger/2012/04/26/using-ira-funds-to-invest-in-hard-money-loans/feed/ 0 http://loansforcaliforniahomes.com/blogger/2012/04/20/the-dodd-frank-act-impacts-from-the-passage-of-the-dodd-frank-bill/ http://loansforcaliforniahomes.com/blogger/2012/04/20/the-dodd-frank-act-impacts-from-the-passage-of-the-dodd-frank-bill/#comments Fri, 20 Apr 2012 19:09:34 +0000 Chris http://loansforcaliforniahomes.com/blogger/?p=48 #leftcontainerBox { border:1px solid #808080;float:left; position: fixed; top:40%; left:60px; z-index:1; background-color:#F0F4F9} #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; width:55px; height:60px; padding-bottom:2px; } #bottomcontainerBox { border:1px solid #808080;float:left; height:30px; width:100%; background-color:#F0F4F9} #bottomcontainerBox .buttons { float:left; height:30px; width:85px; margin:4px 4px 4px 4px; } So I got an interesting email today about the Dodd Frank Act and the impact it is having, and will have, on lenders. This is an eye opener, and worth sharing. The passage of the Dodd Frank Bill is ushering in a mountain of work for lending institutions to comply with the rules, and it [...]]]> http://loansforcaliforniahomes.com/blogger/2012/04/20/the-dodd-frank-act-impacts-from-the-passage-of-the-dodd-frank-bill/feed/ 0 http://loansforcaliforniahomes.com/blogger/2012/04/02/fha-lending-tightens-up-consumers-to-consider-residential-hard-money-lenders/ http://loansforcaliforniahomes.com/blogger/2012/04/02/fha-lending-tightens-up-consumers-to-consider-residential-hard-money-lenders/#comments Tue, 03 Apr 2012 00:14:32 +0000 Chris http://loansforcaliforniahomes.com/blogger/?p=45 #leftcontainerBox { border:1px solid #808080;float:left; position: fixed; top:40%; left:60px; z-index:1; background-color:#F0F4F9} #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; width:55px; height:60px; padding-bottom:2px; } #bottomcontainerBox { border:1px solid #808080;float:left; height:30px; width:100%; background-color:#F0F4F9} #bottomcontainerBox .buttons { float:left; height:30px; width:85px; margin:4px 4px 4px 4px; } The latest development in the ongoing real estate and finance saga is new, tighter regulations for FHA loans. Will these tighter standards force more consumers to consider residential hard money lenders to fund their real estate purchase? While the regulations may impact some consumers who could end up turning to hard money as an alternative [...]]]> http://loansforcaliforniahomes.com/blogger/2012/04/02/fha-lending-tightens-up-consumers-to-consider-residential-hard-money-lenders/feed/ 0 http://loansforcaliforniahomes.com/blogger/2012/03/29/investment-property-purchases-increase-tight-credit-harms-owner-occupied-buyers/ http://loansforcaliforniahomes.com/blogger/2012/03/29/investment-property-purchases-increase-tight-credit-harms-owner-occupied-buyers/#comments Thu, 29 Mar 2012 20:36:44 +0000 Chris http://loansforcaliforniahomes.com/blogger/?p=43 #leftcontainerBox { border:1px solid #808080;float:left; position: fixed; top:40%; left:60px; z-index:1; background-color:#F0F4F9} #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; width:55px; height:60px; padding-bottom:2px; } #bottomcontainerBox { border:1px solid #808080;float:left; height:30px; width:100%; background-color:#F0F4F9} #bottomcontainerBox .buttons { float:left; height:30px; width:85px; margin:4px 4px 4px 4px; } In a recent report, the National Association of Realtors says that investment property purchases have increased over 60 percent. Although investment purchases have increased, financing remains tight for owner occupied buyers. This makes for a slower recovery, as many would be buyers only have hard money loans for owner occupied homes as an option. NAR’s [...]]]> http://loansforcaliforniahomes.com/blogger/2012/03/29/investment-property-purchases-increase-tight-credit-harms-owner-occupied-buyers/feed/ 0 http://loansforcaliforniahomes.com/blogger/2012/03/28/hard-money-land-loans/ http://loansforcaliforniahomes.com/blogger/2012/03/28/hard-money-land-loans/#comments Wed, 28 Mar 2012 22:12:06 +0000 Chris http://loansforcaliforniahomes.com/blogger/?p=41 #leftcontainerBox { border:1px solid #808080;float:left; position: fixed; top:40%; left:60px; z-index:1; background-color:#F0F4F9} #leftcontainerBox .buttons { float:left; clear:both; margin:4px 4px 4px 4px; width:55px; height:60px; padding-bottom:2px; } #bottomcontainerBox { border:1px solid #808080;float:left; height:30px; width:100%; background-color:#F0F4F9} #bottomcontainerBox .buttons { float:left; height:30px; width:85px; margin:4px 4px 4px 4px; } Hard money land loans are a unique type of loan. It was not long ago that land loans were not difficult to obtain. The real estate market was booming, and everyone assumed that real estate was the very best place to have your money. Land values were rising quickly, and subdivisions were going up all [...]]]> http://loansforcaliforniahomes.com/blogger/2012/03/28/hard-money-land-loans/feed/ 0