Hard Money Lenders

Hard Money Bay Area

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Hard Money Lenders

Hard Money

 

California Hard Money Loans

 

If you are looking for a hard money loan on your residential property in California, we can help.  Our hard money lenders will make both commercial and residential hard money loans in California.  Visit our hard money commercial loans page for more information on them.

For a hard money loan on residential property, we look at a couple of factors.  Typically our maximum loan to value is 60%, although we prefer to stay at or below 55%.  We prefer to make loans on non owner occupied properties, but can help with owner occupied as well.  As hard money lenders, we can work with stated income situations, although we do want to know that there is the ability to repay and/or a strong exit strategy.  We are in the business of helping our clients, not making loans that will end up needing foreclosure help.

Our hard money loans are typically priced from 11% - 12% for a first deed of trust, and from 12% - 16% for seconds or lines of credit.  Our hard money loans are typically interest only or amortized over 30 years, depending on the clients needs.  We fund hard money loans in California for residential and commercial properties.

For more information about our California hard money loans, or to talk about a particular scenario, please call today or complete our quick contact form here.  We will be in touch with you within 24 business hours, and you can rest assured that we will not sell or distribute your personal information.  We are hard money lenders in California, and can help secure a loan on most property types located in the state.


 

 

Chris Goulart, DRE Lic. # 01458390

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