Residential Hard Money Loans

We are able to offer residential hard money loans in California. Our loans are equity driven and approval is based mostly on the loan to value ratio. We do not do consumer lending, all of our residential loans are non-consumer loans and meant for business or investment purposes only.

On our residential lending we can typically go to a maximum loan to value of 65%, although some areas may cap out lower and some areas and situations may allow us to go as high as 75% loan to value. We can help finance single family residences, condos, town homes, duplexes and other 1-4 unit residential property within California.

Our loan terms can vary depending on your needs. Typically speaking our loans range from 1-5 years in term, although seven, ten and even fifteen-year terms are available. Most transactions will require an appraisal of the property, and our lending will be based upon that valuation.


For more information about our residential hard money loan programs, contact us directly or complete our loan inquiry form above.

If you are looking to explore your hard money options, please give us a call today at

  877 462 3422.
Our Location
Company Policies

We are located in the San Francisco Bay Area and specialize in alternative, non-institutional financing. Our loans are typically funded by individual investors or groups. Our hard money loans are asset based and are secured by real estate located within California. We do not make consumer loans - our loans are for investment and business purposes only. We are fully licensed and have years of experience. Contact us anytime Monday - Friday 9am - 5pm to discuss the options we can provide for your specific scenario at 877 462 3422.