San Jose is the unofficial capital of Silicon Valley. Located in the San Francisco Bay Area, we are local to the San Jose and Silicon Valley area and can help with hard money lending requests for most property types in the region. Our programs cover a range of loan needs, from fix and flip transactions to land or construction deals to residential, commercial and unique property types. We’ve even helped obtain hard money financing for a parking lot in the area!

Our loan terms and loan to value guidelines in the San Jose and Silicon Valley region are flexible due to our proximity and knowledge of the area. With low loan to value transactions we can even offer hard money loans with single digit interest rates. Typically speaking our loans are interest only and can range from a period of 12 months to five, seven or even ten years or longer depending on your needs.

Some of the most desirable areas in San Jose include Edenvale, Evergreen, Alum Rock, Willow Glen, West Valley and Almaden. Located near some other highly desirable areas such as Los Gatos, Mountain View, Morgan Hill and Campbell – as well as near a number of high flying tech companies such as Google, Apple, HP, Microsoft, Oracle and others – San Jose boasts a great combination of quality of living and proximity to cutting edge high paying jobs.

While not the official capital of the state, San Jose and the Silicon Valley have been a large economic driving force for some time, ensuring continued desirability for real estate in the area. It is this continued desirability and stability that our investors can count on that allow us additional flexibility on our hard money loan terms for the area. The main determining factor for our loans in this area is the lendable equity in the property. If you are in need of alternative financing, give us a call today to discuss the loan options we can provide to meet your needs.