We are able to offer residential hard money loans in California. Our loans are equity driven and approval is based mostly on the loan to value ratio. We do not do consumer lending, all of our residential loans are non-consumer loans and meant for business or investment purposes only.

On our residential lending we can typically go to a maximum loan to value of 65%, although some areas may cap out lower and some areas and situations may allow us to go as high as 75% loan to value. We can help finance single family residences, condos, town homes, duplexes and other 1-4 unit residential property within California.

Our loan terms can vary depending on your needs. Typically speaking our loans range from 1-5 years in term, although seven, ten and even fifteen-year terms are available. Most transactions will require an appraisal of the property, and our lending will be based upon that valuation